English-speaking debt and bankruptcy lawyers in Japan
This page lists law firms in Japan that handle debt problems and show signs of working in English. Use the map and the list to find a firm near you, narrow the search by area, and open a firm's page to see its languages, contact details and website. It is a starting point for foreign residents who are struggling with loans, credit cards or other debts and want advice in English.
What a debt lawyer can help with
- Negotiating with lenders and card companies
- Restructuring debts you cannot keep up with
- Personal bankruptcy
- Dealing with debt collectors
- Disputes over loan contracts
- Old debts you are being asked to repay
Before you contact a firm
- Ask whether you can work with them fully in English, including calls, emails and documents
- Ask how they charge for a first consultation, and how fees are worked out after that
- Ask whether they offer consultations online or by phone if you cannot visit the office
- Ask which ways of dealing with debt they handle, and which they think fits your situation
- List who you owe and roughly how much, and gather your loan contracts, statements and any letters from creditors
How our listings work
Every firm in this directory is registered with a Japanese bar association, and our list is built from the bar association's registry. We include the firms that show signs of offering their services in English. kitsunagu is a directory, not a referral service: we do not recommend one firm over another, so check the details directly with the firm before you decide.
Frequently asked questions
Will talking to a lawyer about my debts be kept private?
Ask the firm how they keep your information private, and tell them how you would like to be contacted if you would rather others in your household did not know.
Do all these lawyers speak English?
Every firm listed here shows signs of working in English, but how much varies from firm to firm. Before you book, ask who will handle your case and how they will communicate with you.
Is it free to use kitsunagu?
Yes. Searching the directory is free. You contact firms directly, and any fees are agreed between you and the firm.